Deposit bonds are a relatively new product in New Zealand, and aren’t very well understood by many people. A deposit bond is simply a guarantee that you can use instead of a cash deposit for a property.


People find deposit bonds useful if they’re buying off-plan, wanting to keep their money in Kiwisaver for longer, or if their deposit money is tied up elsewhere. Using a deposit bond can often be cheaper than borrowing the money.

If your situation requires it, we can help you understand and organise your deposit bond, and make sure everything gets organised well before settlement, so you don’t have to worry about a thing.

Drop us a line or call us to book a free appointment to review your mortgage and explore savings options.

Or you might want to see how much you might be able to borrow for an additional property you want to buy. This is a free no obligation service with no strings attached.

Did You Know?

On a $500,000 mortgage, an additional $100 per month payment could possibly save you over $30,000 in interest cost over the life of your loan term*? That is $30,000 of your hard earned money and as they say ‘money saved is money earned’.

*This is an approximate calculation based on $500,000 loan at 4.2% over 30 year loan term.

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